Which description best matches a Federally Facilitated Marketplace with state partnership (FFM-P)?

• A. A marketplace run solely by the federal government with no state involvement
• B. A marketplace run entirely by a state with no federal input
• C. A private marketplace operated by insurers
• D. A marketplace established by the federal government and a state government in partnership to provide options to consumers

Answer: (D)

The setup being tested is a marketplace model where the federal government and a state government work together to offer health insurance options to consumers. In this Federally Facilitated Marketplace with state partnership, the federal government creates and runs the marketplace framework, while the state collaborates on certain functions such as consumer outreach, enrollment assistance, and other state-level supports. Consumers typically access the marketplace through the federal platform, but the state helps ensure local outreach and help desks are in place. This partnership approach contrasts with a fully federal-run system (no state involvement) or a fully state-run system (no federal involvement), and it isn’t a private marketplace run by insurers. That’s why the description describing a marketplace established by the federal government and a state government in partnership best fits.