Which term describes a health plan that only covers the cost of providers inside of the network?

• A. Exclusive Provider Organizations (EPOs)
• B. PPOs
• C. Fringe Benefit
• D. Government Healthcare Financing

Answer: (A)

Exclusive Provider Organization plans are designed so that benefits are limited to in-network providers. With this type of plan, you receive coverage only when you use providers within the network, and care from out-of-network providers is generally not covered except in emergencies. This contrasts with plans like PPOs, which still cover in-network care but also offer some out-of-network coverage at higher costs, and with fringe benefits or government healthcare financing, which refer to unrelated concepts. So the term that best describes a health plan that only covers costs for in-network providers is Exclusive Provider Organization.